为效劳“六稳”“六保”时势
浙江省农信联社
率领81家农商银行、农信联社
第短暂光“需”中送炭
“一企一策”助力进展
不停做民营小微企业的真挚同伙
为我省“重大窗口”建造和
争创社会主义当代化先行省进贡农信气力
vol.1“人材贷”搭台为创业翻新项目“上新”
深度学习（杭州）智能科技有限公司负责人：“对高科技行业的创业项目来讲，最重大的即是时光，比他人快一步落地，你胜利的概率就大一分。尤为是咱们做软件开辟的，产物早一天上市，收益就增厚一分。近来公司启动了新项目，却在起伏资本上碰到了难题。是以咱们向萧山农商银行提交了融资须要，从提交材猜想获批只是用了3天时光，他们翻新推出的‘人材贷’帮了大忙，为咱们如此在商场真刀真枪打拼的企业博患了时光，增长了胜出的筹马。”
vol.2农商银行是我旋里创业的刚强后台
宁波荣信汽车部件有限公司负责人邬新君：“我不断在外洋创业，但宁海是我的老家。年下半年我旋里创业，从厂房选址、创造，到年10月新厂房周全完工营业，三年来经验的资本周转难、产物研发瓶颈、招工难等各方面题目，农商银行都邑帮我一同运营。他们以利率优待、过程简化、上门效劳等一系列优良的金融效劳刚强了我返乡创业的信念，如今公司曾经投入了一般运行，揣摸年产值将会抵达万元左右。宁海农商银行的帮扶证实了我起初旋里的取舍是准确的。”
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vol.3“专品贷”解科技型企业苦恼
温州欧权精细死板有限公司陈司理：“为进一步增添企业临盆力，咱们公司急须要一笔资本购置一台死板设施。恰巧龙湾农商银行客户司理上门拜访，见知咱们也许仰仗公司名下的一个首创专利和多个有用新式专利请求优待存款，后来咱们胜利获患了万元的‘专品贷’存款，这对咱们科技型企业来讲果然是大大的甜头啊，也让咱们更有信念了！”
vol.4“税银贷”助小微企业设施进级
乐清市进发电子有限公司负责人：“咱们是做保守建造加工的家眷企业，良多关节都要人处事业，是以用功成本占总成本的比例很大。年前咱们下决心进级设施，定单曾经下了，但恰逢年末资本出缺口，须要存款扶助。存款我也不大懂，不断听银行说让我耐性等。然而那时立时要付款，真是急死我了。还好乐清农商银行自动关联我，提交材料只是2天时光，万元的存款就放下来了。不必保证，手续便利，息金还不贵，真是帮了我大忙！”
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vol.5火线援“贷”解企业难题
“果然感激你们在这么短的时光内帮了我这个大忙，农夫工手足们也要感激你们！”湖州郭世吾钢管租借有限公司负责人郭师长握着客户司理的手兴奋地说道。本来旧历春节前夜，该公司因资本链缺乏，允诺年末散发给下级农夫工手足的待遇迟迟没法完结，再加之手上负责的亚运会关系工程进度严重，公司急需一笔资本做周转。吴兴农商银行客户司理得悉景况后，急忙对企业开展贷前观察，在充足理解客户信贷须要后，引荐了“易保通”系列产物，既处置了客户保证题目，还赋予了优待利率，减弱企业担负。旧历十仲春二十八，该行就为企业胜利散发万元“易保通”信誉存款和万元典质存款，化解了企业燃眉之急。
vol.6“特别之速”助企业度过“特别之时”
安吉合顺海绵成品公司负责人：“昨年疫情的影响还没有缓过来，如今从天而降的一场大火，更是火上浇油。失火致使咱们大批海绵原材料、关系设施、厂房销毁，损失达百余万元，再加之工人待遇、到期货款这一笔笔燃眉之急的开销真是让我火烧火燎。没猜想安吉农商银行处事人员得悉此景况后，第短暂光上门调研摸排，归纳评价后为咱们供给了万元的纯信誉存款，企业复工复产带来了‘准时雨’。大火无爱人厚情，感激农商银行在我最须要的时分，送来了布施之手，自此我即是农商银行最老实的客户！”
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vol.7“善信贷”紧狂奔援抗疫企业
嘉善县摩祺业务有限公司负责人杨姑娘：“前段时光，一位上海客户严重下单了一批防备面罩。由于时光紧、定单大，咱们短暂缺乏充分的材料款，正在忧愁的时分，嘉善农商银行的处事人员上门来拜访，向咱们引荐了一款纯信誉存款‘善信贷’，提交请求后的第三天，万元存款就下来了。咱们成功完结了定单，为抗疫出了一份力。期盼一样奋战在一线的农信人，你们在为咱们供给优良金融效劳的同时，也要注视时间守护好本人。”
vol.8“云上贷”助文明传媒公司逆势脱困
“新冠疫情致使各样线下文明运动缩小乃至取缔，给文明传媒公司的营收带来了庞大攻击，起伏资本急缺。”浙江缔邑文明传媒有限公司的俞总示意，“咱们又是轻财产型小微企业，没有典质物，想存款也特别难题。幸亏上虞农商银行准时送来了‘云上贷’这款数字化存款产物，依照企业昔时的策划数据，精确预算存款金额，纯信誉无典质，线上放款用款，这笔60万元资本大大缓和了眼下咱们的策划压力，也有力助推了企业向线上线下全媒体交易转型。”
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vol.9“分期策划性存款”造诣小微企业转型梦
诸暨振凯纺织负责人徐总：“咱们做贡缎产物20多年了，产物基础销往国外。从昨年下半年起头，由于疫情关系，销路遭到了严峻影响。咱们要紧地须要转型，因而就把眼光转向国内商场，规划投资多万元购置台喷气织机，转型临盆无缝墙布，但资本存在缺口。眼看献岁定单接投入了，设施却还没跟上，心田发急啊！适值，诸暨农商银行处事人员上门来拜访，一礼拜不到就为咱们散发了5年期的0万元分期策划性存款。农商效劳真是没话说，额度高、限期长、速率快、利率低！”
vol.10“特性化”帮接济无形财产变现
“专利也能质押，让无形财产换成真金白银，金华成泰农商银行在企业没有典质物、找不到保证人的景况下，自动试验用专利权来质押，这也是浙江省学识产权质押挂号（金华）效劳窗口设立以来的首单专利质押挂号效劳。特别感激农商银行也许急企业所急，自动辅助企业处置融资难题，让企业的研发效果逐个投入临盆。”金华市军标鞋业有限公司负责人刘林军收到金华成泰农商银行散发的万元专利权质押存款感动不已。
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vol.11“牌号权”质押开垦融资新渠道
浙江武义增荣食物死板有限公司负责人说：“咱们公司是专科从事茶叶加工死板及烘干设施等研发与建造的国度高新技艺企业，当下春茶商场立时开启。如今恰是咱们最须要资本的时分，没猜想武义农商银做为咱们企业开垦了融资翻新渠道，用咱们的‘壶山牌’牌号专用权做为保证物，获患了万元信贷资本，真是为咱们大大浪费了融资成本和时光，也让咱们保护企业的牌号意识不休增加，倍感骄傲！”
vol.12“一企一策”破译企业融资难题
“受疫情影响，公司的原材料降幅较大，大批囤货致使资本周转难题。忧愁之际，柯城农商银行经过梳理科技型企业名单找到咱们，并上门拜访理解实践须要，急忙为咱们处理了科技型企业专属的‘科e贷’，散发万元信誉存款。思索到1年的存款限期没法全面般配咱们的临盆策划和回款周期，农商银行还为咱们处理‘无缝对接’续贷，辅助咱们处置融资难题。在存款到期前，只要付息、无需还本便可享用存款自动续期，真是济困扶危。”浙江衢州巨升煤矿死板有限公司董事长邵伟胜非常感喟。
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vol.13应急解难助民营企业“涅槃再造”
浙江甲壳虫文明进展有限公司负责人：“从9年起头农商银行即是咱们创业路上的好同伙，前几年公司因定位不许、策划不善堕入折本，野蛮农商银行‘不离不弃’，自动‘献计效劳’，经过树立专班、促成政银企配合、对存量存款自动降息、配套优待信贷战术等举措，为咱们应急解难、济困扶危，辅助咱们走出艰苦逆境。近期又自动上门走拜会需，散发了近万万元存款，给正在为增添临盆范围而犯难的咱们送来了‘准时雨’，遵循如今的产值咱们公司年贩卖额可达3—4亿元，也许说完结了‘涅槃再造’，而这全部都离不开农商银行的扶助。”
vol.14质押融帮助“知产”变“财产”
频年来，舟山久意达公司连续加大科技研发投入和团队建造，在迅速进展的同时也逐步感觉到了资本的压力。“如今咱们同时启动了多个项目，急需采办一批原材料但又缺乏有用的典质物。”公司总司理杨天地说，适当计无所出之时，定海海洋农商银行的客户司理通告他，公司全部的“大型打印机用微型导轨”首创专利也许用来存款，万元的学识产权质押融资，把学识产权变为了“真金白银”，确实处置了企业的燃眉之急。
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vol.15“永信小微贷”为小微企业纾困解难
指日，黄岩农商银行收到一面印有“真真实正为小企业假想和辅助的最知心银行”的锦旗，它来自台州市买办熊模塑有限公司的负责人罗师长。他说：“我暂时策划着一家建造和贩卖高端汽车配件的企业，近来新接到一批定单，急需资本购置原材料，时光对照紧，短暂难以张罗到足额资本，让我左右犯难。后来我向农商银行客户司理实行了磋商，没猜想他们第短暂光就到我公司开展上门效劳，并迅速散发了万元信誉存款，为我处置了保证难题目，罢职了良多‘人性债’。经过这次配合，让我看到了农商银行职工高度的义务感和过硬的行状教养，让我愈加乐意成为农商银行的老实客户。”
vol.16暖心助力保守文明财产掘起再造
缙云周记绣花厂负责人：“昨年的疫情致使戏团没饭吃，我的货款没有下落，厂子差点就过不去了。是缙云农商银行的资本扶助让我撑过了最难熬的年，有了实惠又便利的‘企业复工贷’，咱们革新了死板设施，加大了绣花工艺的翻新研发，如今曾经和正龙戏装签署配合协定了，他们是天下保守戏剧衣饰临盆龙头企业，产物都是远销国外的，贩卖渠道全面没有题目了！太感谢农商银行了，果然是隆冬送暖和，老百姓的好银行啊！”
编纂
王俊
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